Private finance tracking, stored locally

No cloud. No accounts. Just clarity.

Moor is a private finance tracker that lives on your device. Import your bank CSV exports, set up categories and goals, and understand your money — without handing your data to someone else.

Get Moor View on GitHub

100% Local · AES-256 Encrypted · Demo Workspace · No Account Required

Demo workspace Dashboard, transactions, and active Pots

Sea Glass

Import Monzo CSVs Processed immediately

Themes Warm Light Sea Glass or Midnight too

Backups Encrypted .zip Restore built in

Getting started Personal workspace

Import your first Monzo CSV Ready

Build budgets, Pots, and Rules Next

Uploaded CSVs are not stored Local

Workspace tools Built in today

Categories Organise spending

Pots Track goals

Projections Plan ahead

Rules Shape how data behaves

Theme modes Sea Glass · Warm Light · Midnight

Warm Light Midnight

Demo workspace Sample data only

Safe to exploreReset anytime

CommitmentNone

Stored locally Your data stays on your device.

Demo workspace Explore sample data first, with no commitment for testing.

Theme modes Sea Glass, Warm Light, and Midnight are built in.

Why Moor

Your financial data should belong to you.

Most finance apps sync to a server you don't control. Moor takes a different path: your data stays local, encrypted, and yours. Import CSVs from your bank, build the picture you want, and keep your financial history entirely on your own machine.

More than a transaction feed

Custom categories with monthly goals, multi-year projections, pot groupings, and automation rules your bank's app doesn't offer.

Your data stays on your device

No account, no cloud sync, no third-party access. AES-256 encrypted on-device with a password only you know.

No bank connection required

Import from CSV exports you already have. Your banking credentials never touch the app.

Features

Track clearly. Plan ahead. Stay private.

Real capabilities built into the app today — not placeholder product language.

Categories & monthly goals

Create custom categories with monthly spend goals. See 12-month bar chart trends and drill into any month.

Projections & net worth

Forecast net worth over 1, 3, 5, and 10 years. Combines income sources, spend, investment growth, and debt interest.

Pots & automation rules

Group transactions into named pots for trips or events. Set merchant rules to auto-categorise future imports.

Private by design

AES-256 encrypted database. Argon2id password hashing. No telemetry, no network requests to external services.

Import support

Currently works with Monzo. More banks coming.

Moor imports from Monzo CSV exports today. Export from the Monzo app, drag the file in, and your transactions are processed immediately — no bank connection, no credentials, nothing sent anywhere. Support for other banks and CSV formats is on the roadmap.

✓ Monzo CSV More banks — coming soon

Privacy

Private by default. Local by design.

Moor is built for people who want financial clarity without giving up ownership of their data. Your information stays on your device, and the app is designed around local-first privacy from the start.

Your data stays on your device
No required cloud account
No forced bank connection
AES-256 encrypted local database
CSV uploads are processed immediately and not stored
Backup and restore built in
Your password never leaves your machine

Open source

GPL v3. Read it, build it, trust it.

Moor is open source under GPL v3. You can read the code, build it yourself, and verify that it does exactly what it says. No black box, no hidden network calls.

View on GitHub

storage: local-first
account_required: false
cloud_dependency: false
telemetry: none
license: GPL-3.0
encryption: AES-256 + Argon2id

Product Preview

Track clearly. Plan ahead. Stay private.

Getting started Personal workspace

Import your first Monzo CSV Processed immediately

Monzo export CSVs only Uploaded CSVs are not stored Encrypted local workspace

1. Preview transaction counts before import.

2. Import into Personal when you are ready.

3. Use Categories, Pots, and Rules after import.

Demo workspace with sample data

Reset demo whenever you want

Sea Glass, Warm Light, Midnight

Track clearly

Dashboard, Transactions, Accounts, and active Pots live in the same workspace shell.

Plan ahead

Use Categories, Pots, projections, and Rules to shape how your data behaves over time.

Try safely

Use the demo workspace with sample data before importing your own Monzo CSVs into Personal.

Comparison

A different kind of finance app.

Feature	Moor	Typical finance apps
Works from CSV exports	Yes	Rarely
Local-first storage	Yes	Usually no
Required account	No	Usually yes
Bank connection required	No	Often yes
Open source (GPL v3)	Yes	Varies
AES-256 encrypted on-device	Yes	Rarely

Get Started

Take control without giving up control.

Download Moor for macOS, import your first CSV export, and see your full financial picture — locally, encrypted, yours.

Get Moor View on GitHub

100% Local · macOS Desktop · GPL v3 Open Source · No Account Required